Build exactly Chennai
what you imagined,
brick by brick.

Own a plot and a vision? Fund the construction of your dream home with disbursements aligned to each stage of building — so you only pay for what you use.

Home Illustration

₹10L

MINIMUM LOAN

90%

MAX PROPERTY FINANCING

5–25 yrs

REPAYMENT TENURE

8.5%

INTEREST RATE

ABOUT THIS LOAN

Financing that moves as your home takes shape.

A construction loan releases funds in tranches as your project progresses — foundation, structure, finishing. This keeps your interest costs low in the early stages. Whether you're working with an architect or a contractor, we adapt to your build plan and timeline.

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Access to 60+ lenders

We compare housing loan offers across banks and NBFCs — you get the best available rate and terms.

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Full documentation support

From property verification to Patta and EC, our team guides you through every document submission.

Faster approvals

Clean, complete applications reduce back-and-forth — speeding up approval timelines significantly.

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No surprises, ever

All fees are disclosed upfront. We don’t share your data without your consent.

CONSTRUCTION LOAN

Am I eligible for a loan?

A few simple requirements stand between you and the financial support you need. Check if you qualify in seconds.

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Loan Amount

Minimum ₹5,00,000 Up to 90% of property value

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Tenure

5 years and above

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Eligibility Criteria
  • Loan based on property estimate
  • Minimum ₹10,00,000
  • Up to 90% of property value
DOCUMENTS REQUIRED

What you'll need to bring.

Construction loans have a specific set of documents — both personal ID documents and property-related legal papers. We'll check every document with you before submission to avoid delays.

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PAN Card

Required as primary tax identity. Both applicant and co-applicant if applicable.

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Aadhaar Card

Used for identity and address verification. Must be linked with mobile for e-KYC.

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Encumbrance Certificate

(EC – last 30 years). Helps lenders assess financial behaviour.

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Patta & Chitta

Loan for building construction on owned land. Used to assess repayment capacity.

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Property title documents

Recent photos of applicants. May include property photos for verification.

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Construction estimate

Sale deed or parent deed showing full ownership chain of the property.

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Construction agreement

Sale deed or parent deed showing full ownership chain of the property.

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Buliding plan approval

Sale deed or parent deed showing full ownership chain of the property.

EMI CALCULATOR

Know your monthly payment
before you apply.

Adjust the sliders to see your estimated EMI instantly. No sign-up needed — just clarity.

Loan Calculator

Move the sliders or type a value to get your estimate.

Loan Amount

Enter the total amount you wish to borrow from the bank.

Loan Tenure

A longer tenure means lower EMI but more total interest paid.

Interest Rate(Per Annum)

Actual interest rate depends on your profile and the bank.
This is an estimate only.  Your actual EMI will depend on the bank's processing, your credit profile, and applicable fees. Finzone will help you get the most accurate figures — for free.

Monthly EMI

₹0

Every month for 0 months

0%

Principal – ₹0
Total Interest – ₹0

Total Amount

₹0

Total Interest

₹0
LOAN PRODUCTS

Every loan, built
for a different life goal.

Whether you're buying your first home, growing your business, or unlocking the value in your property — we have a loan that fits.

GET IN TOUCH

Talk to a real person.
Today.

Our loan executives are available to answer your questions, walk you through the process, and help you make a confident decision. No scripts, no pressure — just honest guidance.